Please read these Terms of Use carefully before using this website.

These Terms of Use (“Terms”) govern your access to and use of www.thechangesignal.com and the content, features, products and services made available through it (collectively, the “Site”).

The Site is operated by The Banging Spaniel Corporation, a company incorporated under the federal laws of Canada with its head office in Toronto, Ontario (the “Company,” “we,” “us” or “our”).

By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Additional terms may apply to particular products, services, events, subscriptions or transactions. If additional terms conflict with these Terms, those additional terms will govern the applicable offering to the extent of the conflict.

 

Eligibility

You may use the Site only if you have the legal capacity to agree to these Terms.

If you use the Site on behalf of a company, organization or other entity, you represent that you have the authority to bind that entity to these Terms.

 

Permitted Use

Subject to your compliance with these Terms, the Company grants you a limited, revocable, non-exclusive, non-transferable and non-sublicensable licence to access and use the Site and its Content for lawful personal or internal business purposes.

This licence does not transfer ownership of the Site or any Content to you.

 

Prohibited Conduct

You must not, and must not assist another person to:

• use the Site for an unlawful, fraudulent, misleading or abusive purpose;
• attempt to gain unauthorized access to the Site, another account, computer system or network;
• interfere with the operation, security or availability of the Site;
• introduce viruses, malicious code or other harmful technology;
• conduct unauthorized vulnerability tests or security scans;
• circumvent access controls, usage restrictions or technological protection measures;
• scrape, crawl, harvest or use automated means to extract Site content or data, except for ordinary search-engine indexing authorized by the Company;
• impersonate another person or falsely suggest an affiliation, sponsorship or endorsement;
• upload or transmit material that infringes another person’s intellectual-property, privacy, publicity or other rights; or
• use the Site or Content in a way that could damage the Company, the Site, another user or a third party.

 

Ownership and Intellectual Property

The Site and all text, graphics, logos, trademarks, artwork, photographs, audio, video, podcast recordings, downloads, software, code, design elements and other materials made available through it (collectively, the “Content”) are owned by or licensed to the Company and are protected by copyright, trademark and other applicable laws.

Except as permitted by applicable law or expressly authorized in writing by the applicable rights holder, you may not copy, reproduce, modify, publish, distribute, publicly display, transmit, sell, license, create derivative works from or commercially exploit the Site or Content.

Nothing in these Terms limits any rights or exceptions available under applicable law.

“Change Signal,” associated logos and other names or marks displayed on the Site may be trademarks of the Company or third parties. No licence to use a trademark is granted without the prior written permission of the applicable owner.

 

Intellectual-Property Concerns

If you believe that material appearing on the Site infringes your intellectual-property rights, please contact us at newsletter@thechangesignal.com.

Your notice should include:

• your name and contact information;
• identification of the work or intellectual-property right at issue;
• the location or URL of the material;
• an explanation of your concern; and
• any other information reasonably required to assess the matter.

 

Feedback and Submissions

If you voluntarily provide comments, suggestions or other feedback about the Site, you grant the Company a worldwide, perpetual, irrevocable, royalty-free, non-exclusive and transferable licence to use, reproduce, modify and otherwise use that feedback for any lawful purpose without compensation or attribution.

This licence does not transfer ownership of materials that are unrelated to the feedback.

Please do not send confidential information through a general feedback or contact channel. Testimonials, guest contributions, photographs, recordings and other substantial creative materials may be governed by separate permissions, releases or written agreements.

 

Third-Party Links and Embedded Services

The Site may contain links to or embedded content from services operated by third parties, including podcast, video, social-media, ecommerce and event platforms.

The Company does not control these third-party services and is not responsible for their content, availability, security or practices. Your use of a third-party service is subject to that provider’s own terms and privacy notice.

The inclusion of a link or embedded service does not necessarily indicate that the Company sponsors, endorses or is affiliated with the third party.

 

Informational Content

The Content is provided for general informational and educational purposes only. It is not legal, financial, medical or other professional advice and should not be relied upon as a substitute for advice from an appropriately qualified professional.

Views expressed by podcast guests, interviewees or other contributors are their own and do not necessarily represent the views of the Company.

Although the Company may make reasonable efforts to provide useful and current information, it does not guarantee that the Content is complete, current, accurate or suitable for a particular purpose.

You are responsible for evaluating the Content and deciding whether and how to act on it.

 

Products, Events and Paid Services

The Company may offer products, event registrations, subscriptions, digital materials or other paid services through the Site.

Additional terms may be presented on the applicable product page, registration page or checkout. These may include:

• the product or service description;
• the price and currency;
• applicable taxes and additional charges;
• payment timing;
• delivery, shipping or access details;
• subscription and renewal terms;
• cancellation or rescheduling terms; and
• return and refund policies.

You agree to review the applicable information before completing a purchase or registration. By completing a transaction, you agree to the additional terms presented in connection with that transaction.

Prices and availability may change before an order is accepted. An order confirmation does not necessarily mean that an order has been accepted. We may decline or cancel an order where permitted by law, including because of an error in price or availability, suspected fraud, payment problems or shipping restrictions.

If we cancel an order after payment has been processed, we will provide any refund required by applicable law and the applicable purchase terms.

Nothing in these Terms limits a mandatory consumer right or remedy available under applicable law.

 

Payment Processing

Payments may be processed by a third-party payment provider. The Company may not directly receive or store your complete payment-card information.

Your payment may also be subject to the payment provider’s terms and privacy notice.

You represent that:

• the payment information you provide is accurate and complete;
• you are authorized to use the selected payment method; and
• you authorize the applicable charges, including disclosed taxes, shipping costs and recurring charges, if any.

 

Shipping and Delivery

Where physical products are offered, available shipping methods, estimated delivery times and applicable charges will be presented at or before checkout.

Delivery dates are estimates unless expressly stated otherwise. Delays may occur because of carriers, customs authorities, weather, supply constraints or other circumstances outside the Company’s reasonable control.

International orders may be subject to customs duties, taxes, brokerage charges or import restrictions. Responsibility for these amounts will be disclosed at checkout or in the applicable purchase terms.

Risk of loss and ownership of physical products will transfer as provided in the applicable purchase terms and mandatory law.

 

Returns, Cancellations and Refunds

Return, cancellation and refund eligibility may differ depending on the product, service, event or subscription purchased. The applicable policy will be disclosed on the product page, registration page, checkout or order confirmation.

Certain products or services may be non-refundable where permitted by law, including downloaded digital products, personalized products, services already performed or event registrations subject to stated cancellation terms.

Any restrictions remain subject to mandatory consumer rights. Nothing in these Terms removes a right to cancel, return a product or receive a refund where that right is required by applicable law.

 

Privacy

The Company’s collection, use, disclosure, retention and protection of personal information are described in our Privacy Policy.

Where applicable law requires consent for a privacy practice, cookie or marketing communication, the Company will seek that consent separately and appropriately.

 

Electronic Communications

If you subscribe to marketing communications, you may unsubscribe using the link included in the message or by contacting us.

After you unsubscribe from marketing, we may continue to send non-promotional communications necessary to:

• complete or administer a transaction;
• provide a product or service;
• respond to your request;
• deliver safety, security or account information; or
• comply with legal obligations.

 

Site Availability and Changes

We may modify, suspend or discontinue all or part of the Site or Content from time to time.

We do not guarantee that the Site will always be available, uninterrupted, secure or error-free.

Where a change affects a paid product or service, the applicable purchase terms and mandatory consumer rights will continue to apply.

 

Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Site and Content are provided “as is” and “as available,” without representations, warranties or conditions of any kind, whether express, implied or statutory.

This includes implied warranties or conditions of merchantability, fitness for a particular purpose, non-infringement and accuracy, except where such warranties or conditions cannot lawfully be excluded.

The Company does not warrant that:

• the Site or Content will meet your particular requirements;
• use of the Site or Content will produce a particular result;
• the Site will remain available without interruption;
• errors or defects will be corrected; or
• the Site will be free from viruses or other harmful components.

Nothing in these Terms excludes a warranty, condition or consumer protection that cannot lawfully be excluded.

 

Limitation of Liability

To the maximum extent permitted by applicable law, the Company and its directors, officers, employees, contractors, agents, licensors and service providers will not be liable for indirect, incidental, special, exemplary, punitive or consequential damages arising from or related to the Site or Content.

This includes loss of profits, revenue, business opportunities, goodwill or data, even if the Company was advised that such damages were possible.

To the maximum extent permitted by law, the Company’s total liability arising from or related to the Site or Content will not exceed the greater of:

• the amount you paid directly to the Company for the specific product or service giving rise to the claim during the six months before the event giving rise to liability; and
• CAD $50.

These exclusions and limitations do not apply to liability that cannot lawfully be excluded or limited. Your jurisdiction may provide rights or remedies that these Terms cannot restrict.

 

Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless the Company and its directors, officers, employees and agents from third-party claims, liabilities, damages and reasonable legal costs arising directly from:

• your material breach of these Terms;
• your unlawful use of the Site; or
• your infringement of another person’s rights through material you submit.

The Company may control the defence of an indemnified claim. You agree to provide reasonable cooperation in connection with that defence.

 

Suspension and Termination

We may suspend or terminate your access to the Site where we reasonably believe that you have:

• materially breached these Terms;
• used the Site unlawfully;
• created a security risk; or
• exposed the Company or another person to potential harm or liability.

Provisions that should reasonably continue after termination will survive, including provisions concerning intellectual property, disclaimers, liability, indemnification and disputes.

 

Governing Law and Disputes

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable in Ontario, without regard to conflict-of-law principles.

Subject to any mandatory rights or venue available under applicable consumer law, disputes arising from these Terms or the Site will be submitted to the courts located in Toronto, Ontario.

 

Changes to These Terms

We may update these Terms from time to time. The revised Terms will be posted on the Site with a new “Last Updated” date.

Changes will apply prospectively unless otherwise stated or permitted by law.

Where a change materially affects an existing paid product or service, or where additional notice is required by law, we will provide appropriate notice.

 

General

These Terms, together with any additional terms applying to a specific offering, constitute the agreement between you and the Company concerning your use of the Site.

They do not supersede a separate written agreement governing another relationship or transaction.

If any provision of these Terms is held to be invalid or unenforceable, that provision will be limited or removed to the minimum extent necessary. The remaining provisions will continue in effect.

A failure to enforce a provision of these Terms is not a waiver of that provision.

You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a reorganization, financing, sale or transfer of our business or assets, subject to applicable law.

 

Contact Us

The Banging Spaniel Corporation
8 Gladstone Ave, Unit 1C, PMD 116
Toronto, Ontario
Canada M6J 0B3

Email: newsletter@thechangesignal.com

Last Updated: September 1, 2026